Invoice Factoring & Discounting

Asset based lending is a flexible form of finance which allows businesses to secure funding against debtors (via invoice discounting and factoring), stock, plant and machinery and property (asset finance).

You may find that customers who are slow to pay are holding you back from expanding your business and profitability. You may find yourself frustrated waiting for money to come in, stopping you releasing payments to suppliers - which in turn makes credit more difficult to obtain. Or with so much cash tied up in sales, you might have to offer generous discounts in exchange for faster payments, and so reduce your profit margins.

If your business could benefit from stronger, predictable cashflow - and a stress-free approach to managing credit control - factoring solutions, could provide an effective answer.

Factoring can help you when:

• you want to feel confident about planning for future expenditure or expansion
• you have the capacity to trade with more new customers - but first need to be sure that they are creditworthy
• more reliable cashflow would let you make the most of your business opportunities
• you'd like to be less dependent on your overdraft - especially if slow payers are forcing you to ask the bank for temporary increases. Cashflow crises are limiting your opportunities for business success.

We can work with you to identify your cash requirements and to structure a suitably flexible funding package to suit you.

And it can produce the following results:

• Predictable cashflow that your business can rely on - putting you in control.
• Less risk of bad debts, as new customers can be credit vetted before you take them on
• A smoother running business, thanks to a thoroughly professional credit control solution

Unlike the Banks, we have access to ALL the best providers of factoring and invoice discounting solutions. If you think you could benefit from these services, then get in touch for a no obligation consultation!

Specialist Funding arrange structured finance for businesses within the following areas:

• Management Buy-Out
• Management Buy-In
• Invoice Factoring & Discounting
• Asset Finance
• Commercial Mortgages
• Bridging Finance
• Development Finance